BANK POLICIES & STATEMENTS
Website Terms and Conditions of Use
Effective Date: June 25,2025
The following Terms and Conditions (“Terms”) govern the access to and use of this website (“Site”) operated by First Bank of Central Ohio (“Bank,” “we,” “us,” or “our”). By accessing this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as any applicable laws and regulations. If you do not agree to these Terms, do not access or use this Site.
1. Permitted Use
This Site is provided solely for informational purposes and as a convenience to customers and prospective customers of First Bank of Central Ohio. No material on this Site constitutes an offer or solicitation by the Bank to engage in any financial transaction or provide any financial product or service in any jurisdiction where such offer or solicitation would be unlawful.
You may not use this Site for any purpose that is unlawful, prohibited, or inconsistent with these Terms. Unauthorized use includes, but is not limited to, unauthorized entry into the Bank’s systems, misuse of passwords, or misuse of any information posted to this Site.
2. No Financial, Investment, or Legal Advice
The information contained on this Site is not intended to provide legal, tax, investment, or financial advice, and should not be relied upon for such purposes. You are encouraged to consult your own professional advisors prior to making any financial decisions.
3. Account Access and Online Banking Services
Certain sections of the Site may require enrollment in separate online banking or digital services, each of which is governed by its own separate agreements, terms, and disclosures, which you will be required to accept prior to accessing or utilizing such services.
You are solely responsible for maintaining the confidentiality of any credentials (e.g., usernames, passwords, authentication methods) used to access any secure portion of the Site. You agree to immediately notify the Bank of any unauthorized access or use of your credentials or account.
4. Intellectual Property Rights
All content on this Site, including but not limited to text, graphics, logos, icons, images, and software, is the property of First Bank of Central Ohio or its licensors and is protected under applicable copyright, trademark, patent, and other intellectual property laws. No license or right is granted to use any content except as expressly permitted herein. You may not reproduce, modify, distribute, or otherwise exploit any content without the Bank’s prior written consent.
5. Third-Party Content and External Links
For your convenience, the Site may provide links to third-party websites. The Bank does not control, endorse, or assume responsibility for the content, security, or privacy practices of any third-party sites. Your use of any third-party site is at your own risk and subject to the terms and conditions of such third party.
6. Disclaimers
THE INFORMATION AND MATERIALS CONTAINED ON THIS SITE ARE PROVIDED ON AN “AS IS,” “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR FREEDOM FROM COMPUTER VIRUSES OR OTHER HARMFUL COMPONENTS.
The Bank does not warrant the accuracy, adequacy, or completeness of any information presented on the Site and expressly disclaims liability for errors or omissions.
7. Limitation of Liability
IN NO EVENT SHALL FIRST BANK OF CENTRAL OHIO OR ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR ACCESS TO, USE OF, OR INABILITY TO USE THIS SITE OR ANY LINKED THIRD-PARTY WEBSITE, EVEN IF THE BANK HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
8. Privacy and Security
Your use of this Site is subject to the Bank’s [Privacy Policy], which describes how personal information may be collected, used, and shared. The Bank employs reasonable security measures; however, the Bank makes no warranty with respect to the security of data transmissions over the Internet.
9. Changes to Terms
The Bank reserves the right to modify, amend, or update these Terms at any time without prior notice. Any modifications will be effective upon posting to the Site. Continued use of the Site after such changes constitutes acceptance of the revised Terms.
10. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the State of Ohio and applicable federal law, without regard to conflict of law principles. Any dispute arising from or related to your use of this Site shall be subject to the exclusive jurisdiction of the courts located within the State of Ohio.
11. Severability
If any provision of these Terms is found to be unlawful, void, or unenforceable for any reason, such provision shall be deemed severable and shall not affect the validity or enforceability of the remaining provisions.
12. Contact Information
For questions regarding these Terms and Conditions, you may contact:
First Bank of Central Ohio
6700 N. High St., Worthington, OH 43085
(614) 992-6700
info@fbcentralohio.com
