In Business to Support Business in Central Ohio.

First Bank of Central Ohio is built by local business owners to serve our local business owners.

Consolidation of banks in Columbus over recent years has limited the choices for many area businesses. First Bank of Central Ohio was formed specifically to meet the growing need for more committed, highly dedicated banking resources.

Relationship banking is at our core.

As a local community bank, you can count on more personal attention, faster decision-making and a partner focused on building a true working relationship. We’ll design a personalized program that’s capable of meeting your needs today and long into the future.

Businesses we love to
help grow.

Dental Practices

Dental Practices

Everything to run efficiently and profitably

Medical Practices

Medical Practices

Resources to expand and advance patient care

Real Estate

Real Estate

Expert perspective and flexible financing



Cash management to planning renovations

A Team of Business Owners Like You

First Bank of Central Ohio is led by an experienced group of area business owner/operators who understand what it takes to successfully run a business – and will help get you there.

Executive Management

John Smiley

Chief Executive Officer/President

John has spent more than 35 years working with area businesses as a loan officer and banking executive, eventually co-founding Columbus First Bank in 2006. He served as its president and director until it was acquired by LCNB in 2019.

Board of Directors

Tim Rabold

Thompson-Cunningham Agency, Inc.

Tim’s career began in banking at State Savings Bank, where he managed several branch offices, before purchasing Thompson-Cunningham in 1997, an independent insurance agency located in Worthington, which he manages. He formerly served on the board of Columbus First Bank.

Don Kenney, Jr.

The Kenney Company, LLC

Don is one of Central Ohio’s leading real estate developers and the owner of Kemper House Worthington, a specialized Alzheimer and Dementia Care community. He formerly served as a founding director of Insight Bank here in Columbus.

Bruce Wickham

Zimmerman Boltz & Company

Bruce is a partner and Chief Operating Officer of Zimmerman Boltz & Company, a Central Ohio-based firm that has been providing specialized accounting, tax and consulting services for dentists since 1974 and is a founding member of the Academy of Dental CPAs.

Dr. Jason Stoner

Stoner Periodontic Specialists

Jason, a board-certified periodontist and implantologist, is one of the top oral surgeons in the Columbus area. He currently operates successful dental practices in Dublin, New Albany and Newark, Ohio, as well as holds dental licenses in North Carolina and South Carolina.

John Groeber

Kagay, Albert, Diehl, Acklin & Groeber, LLC

John is one of the managing partners of Kagay, Albert, Diehl, Acklin & Groeber, LLC, a full service law firm in Columbus, specializing in estate planning, business law, real estate law and probate law. He is a lifelong resident of Columbus.

Business-minded People Driven to Help

Every member of the First Bank team is dedicated to providing our clients the best level of service in the banking industry.

Nicole Judd

COO/Senior Vice President

Nicole heads up the development and delivery of the bank’s deposit products and services, bringing extensive knowledge and nearly 20 years of experience in deposit operations, treasury management and branch management to First Bank of Central Ohio’s senior executive team.

Danielle Picker

Senior Vice President

Dani is a 20-year veteran of the banking industry with her last 15 years focused on commercial lending. As a commercial loan officer at FBCO, she has established a common-sense approach to lending that customers appreciate and builds long-lasting relationships.

Ben Sattler

Assistant Vice President

Ben works closely with First Bank of Central Ohio customers to ensure their banking needs are consistently met and they are achieving their financial goals. Prior to joining FBCO, he served as a personal banker at Fifth Third Bank.

Matt Johnson

Lead Relationship Banker

Matt assists customers with all aspects of their banking relationship from opening and maintaining deposit accounts to providing assistance with our online and mobile banking platforms. Prior to joining FBCO, he worked as a relationship banker at LCNB.

Beth Maisenbacher

Beth Maisenbacher

Senior Vice President, NMLS #484644

Beth has almost 40 years of banking experience, most of which was spent in Upper Arlington. She was most recently with First Merchants Bank, prior to that, The Arlington Bank. Her roles included Personal Banker, Banking Center Manager, Mortgage Loan Originator & Consumer Lender.

Christine Ruddy

Senior Vice President

Christine specializes in all manner of commercial real estate financing, including multi-family, retail, industrial, office, and construction lending, and offers a keen insight of the Central Ohio market having served as a commercial banker for 25 years, as well as a commercial real estate appraiser.

Katie O’Brien

Vice President of Residential Lending

In managing the residential lending practice at FBCO, Katie helps clients find the best loan option to fit their individual financial needs and makes the mortgage process as simple as possible. Most recently she worked as a Mortgage Banker with The Union Bank Co.

Curt Borchardt

Assistant Vice President, Residential Lending, NMLS#86385

Curt has been building meaningful relationships in residential lending for over 16 years, creating positive customer experiences through his depth of expertise and commitment to transparency. Before joining FBCO, Curt served as SVP and Loan Production Manager for The Federal Savings Bank.

Donna Chambers

Donna Chambers

Vice President, NMLS #1633800

Donna has 13 years in the banking industry focusing on customer care, account opening and consumer lending.

Prior to joining FBCO she served as a Senior Client Relationship Representative at First Merchants Bank. Prior to that, The Arlington Bank.

Do You Share Our Passions?

FBCO is always looking to add business-minded, relationship-driven people to our growing team of professionals.

First Bank of Central Ohio provides Equal Employment Opportunity to qualified persons regardless of race, color, religion, sex (including pregnancy), national origin, age (40 or older), disability and genetic information (including family medical history).

Current Opportunities at FBCO

We are not currently recruiting for any open positions, but anticipate we’ll be looking very soon as we continue to grow. Please check back. In the meantime, if you’d like to send us your resume, we’d be happy to take a look.

Let’s take the next step together