Streamline Your Finances with Smarter Business Checking
Clients of FBCO can choose from several great checking options—all with the features you need to successfully manage your day-today operations. Whether you’re a sole proprietor, corporation or simply looking for a basic business checking package, our team will get you set up in minutes.
All FBCO business checking accounts include these great features:
Low minimum to open your account
Online & Mobile Banking
Online Bill Payment
ATM/Debit Card access1
Compare Your Options
| Basic Business Checking | Business Checking | Business Analysis Checking | Business Interest Checking | Non-Profit Checking | |
|---|---|---|---|---|---|
| Description | A basic business checking account. | Supports growing business with higher transaction needs. | Higher transaction needs and Treasury Management services. | Earns interest. | A basic checking account designed for non-profit organizations. |
| Initial Opening Deposit Requirement | $50 | $50 | $50 | $50 | $50 |
| Transaction Fees | First 150 transactions are free; $.30 for each additional transaction. | First 300 transactions are free; $.30 for each additional transaction. | Per item fees billed through monthly analysis. | First 150 transactions are free; $.30 for each additional transaction. | First 150 transactions are free; $.30 for each additional transaction. |
| Monthly Service Charge | None. | $10 if balance not met. | $15; fee is billed through monthly analysis. | $10 if balance not met. | None. |
| Balance Requirement to Avoid Monthly Service Charge | Not applicable. | Maintain an average daily balance greater than $10,000. | Not applicable. | Maintain an average daily balance greater than $25,000. | Not applicable. |
| Earns Interest? | No | No | Earnings credit is earned on average collected balance to offset monthly service. | Yes | Yes |
| Interest Compound Method | Not applicable. | Not applicable. | Not applicable. | Monthly | Monthly |
| Online and Mobile Banking | Free | Free | Free | Free | Free |
| Online Bill Pay | Free | Free | Free | Free | Free |
| ATM/Debit Card Access | Yes | Yes | Yes | Yes | Yes |
| ATM/Debit Card Fees | No fees are charged by FBCO; rebate of other banks’ ATM fees on the first six (6) transactions each statement cycle (using transaction posting date). | No fees are charged by FBCO; rebate of other banks’ ATM fees on the first six (6) transactions each statement cycle (using transaction posting date). | No fees are charged by FBCO; rebate of other banks’ ATM fees on the first six (6) transactions each statement cycle (using transaction posting date). | No fees are charged by FBCO; rebate of other banks’ ATM fees on the first six (6) transactions each statement cycle (using transaction posting date). | No fees are charged by FBCO; rebate of other banks’ ATM fees on the first six (6) transactions each statement cycle (using transaction posting date). |
1 No fees are charged by First Bank of Central Ohio; rebate of other banks’ ATM fees on the first six (6) transactions each statement cycle (using transaction posting date).
Meet Your Business Banking Team
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