FDIC-Insured - Backed by the full faith and credit of the U.S. Government

BANK POLICIES & STATEMENTS

Security Statement

Effective Date: June 25,2025

At First Bank of Central Ohio, safeguarding your personal and financial information is one of our highest priorities. Our website integrates industry-standard security technologies and protocols to help protect data for both the bank and our customers. These measures help ensure that your online banking transactions and communications are private, secure, and protected from unauthorized access.

Secure Data Transmission

When you access secure areas of our website, a secure server session is initiated using Secure Sockets Layer (SSL) encryption protocol or its successor, Transport Layer Security (TLS). These protocols encrypt the information exchanged between your browser and our servers to help prevent unauthorized interception or tampering.

During a secure session, data is encrypted using advanced 128-bit or higher encryption standards. This means that the information you submit—such as personal details, account numbers, and transaction data—travels between your browser and our systems in a secure, unreadable format. Each secure session establishes unique encryption keys that remain valid only for the duration of that session.

You can verify that you are in a secure session when you see “https” in the website address and a padlock icon in your browser window.

Network Protection

All data transmitted to and from our web servers passes through multiple layers of network security. This includes enterprise-grade routers, firewalls, and intrusion detection systems designed to control and monitor the flow of traffic, blocking unauthorized access attempts.

Our firewall configurations follow a default-deny security model, where all traffic is initially blocked and only specifically authorized traffic is permitted based on strict security rules. This layered approach helps ensure that only legitimate requests—such as those needed to access website content or submit customer requests—are processed.

Secure Online Applications

Whether you are submitting a loan application, reordering checks, or conducting other transactions through our website, these forms and transactions are processed through secure, encrypted sessions. The combination of encryption, controlled server access, and monitored network protection helps ensure that your sensitive information remains protected throughout your online session.

Ongoing Monitoring and Updates

First Bank of Central Ohio continuously monitors our systems and regularly updates our security protocols to address emerging threats and evolving industry standards. Our security measures are reviewed and tested to help ensure the integrity and confidentiality of customer information across all online channels.

Your security remains our priority.

If you have questions or concerns about online security or suspect suspicious activity related to your accounts, please contact us immediately at:

First Bank of Central Ohio
6700 N. High St., Worthington, OH 43085
614-992-6700
info@fbcentralohio.com