FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Find the Best Option to Match Your Goals

FBCO offers among the most competitive rates for Certificates of Deposit (CDs) in the Central Ohio area. When combined with our flexible terms, they provide customers a smart investment that guarantees a solid return. In most cases, the more you invest in a Certificate of Deposit the higher rate of interest you receive, and the longer your term the higher your yield will be.

It’s easy to open a CD at FBCO and enjoy these benefits:

Low minimum to open

No fees1

Terms from six to 60 months

Tiered interest rates

Click here to see our current rates.


Fully insured by the FDIC.

The interest earned on a CD from FBCO is compounded daily and paid monthly2, and can be directly deposited into another account or paid to you by check. Best of all, your investment is fully insured by the FDIC up to $250,000 per depositor, and can be set up to automatically renew.

1A penalty is imposed for early withdrawal. Please see the Deposit Agreement for details.

2Quarterly and annual interest payment is also available.