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We Know Managing Your Small Business is No Small Thing

That's Why Makes Financing Simple for You.

Loans from the U.S. Small Business Administration (SBA) can be a smart way for small businesses to access the capital they need to grow and operate successfully.

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Whether you're a start up or long-standing business

SBA programs typically offer lower upfront requirements and more flexible payments terms than conventional financing.

Our team will work with you every step of the way to make sure your loan meets all the agency’s requirements – and you find the best loan option to meet your needs.

Use SBA loans for

Leasehold Improvements Icon

Leasehold Improvements

New Construction Icon

New Construction

Real Estate Icon

Commercial Real Estate Purchase

Loan Icon

Business Acquisition Loans and Buyouts

Refinancing Icon

Commercial Debt Refinance

Working Capital Icon

Working Capital

Equipment and Fixtures Icon

Equipment and Fixtures


John Tonjes

John C. Tonjes

John is a veteran SBA lender, underwriter and business development officer, specializing in creating customized loan packages that truly meet the client’s goals.

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Dan Bywater

Dan Bywater

Dan’s expertise enables him to provide an in-depth understanding of the SBA lending guidelines and processes, and provide a streamlined and accurate evaluation for his clients.

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Don Spiert

Don’s extensive credit experience and deep analytical skills helps him to customize deal structures for small businesses that are tailored to each customer’s individual needs.

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SBA loans can provide significant advantages over other financing options.

  • Longer repayment terms – up 25 years with no balloon payments
  • Low to no down payments – on commercial real estate
  • Limited or no prepayment penalties
  • Fixed or variable interest options
  • Ability to finance loan closing costs


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